Who We Are
Very proudly, we are a wholly woman-owned and operated business
An Independent Brokerage of licensed Insurance Agents specializing in Medicare Products, Life Insurance and Worksite Benefits. A Tri-Lingual office fluent in English, Spanish and Portuguese licensed in the Tri-State area and many other States Nationally
Whether you are insurance shopping for the very first time or looking for a more competitive rate or plan, you want to feel confident that the team you depend on has your best interest in mind, not theirs. Insurance is not a one size fits all purchase and we recognize that each individual client has different needs and circumstances.
All of our services are provided at NO cost or obligation to you and we offer virtual, in-person and telephone consultations…we approach every opportunity to assist you, the same - with your needs and comfortability being our top priority.
Meet Your Advisors
Our Broker/Owner has been serving the insurance community since 2011
"I don't think anyone grows up with a strong desire to be in the insurance field, it's something you just fall into and you quickly realize whether or not it suits you. For me, I thrived in the environment of getting to meet and help new people every day. I immediately discovered that the industry itself doesn't have much appeal to most and it's typical to be met with apprehension. Right away I wanted to do what I could to change that. What can I do to change the way people view the insurance buying process? I've spent my entire career doing things differently - I take great pride in being educational, unaggressive and I'm okay taking no for an answer. If you're not comfortable, I'm not comfortable. My main goal is to ensure that you feel confident and well educated about your insurance decisions and I choose members of my team who share the same philosophy"
Kristen Pollock
Call & Text Friendly
Our Lead Agent, who provides exemplary service to customers, has been servicing clients since 2019. Flo impressively speaks 3 languages - English, Spanish and Portuguese - and her home office is located in Springfield, NJ. She began her career with a focus in worksite benefits and quickly transitioned to the Senior Market after uncovering her love for helping those that seem to often be overlooked.
"I find great pleasure in helping Seniors with such a daunting and overwhelming task. There is very little assistance out there to help navigate the Medicare world and everything is changing constantly. I, too, take great pride in a casual yet well informed approach and I believe that's more of what the insurance industry needs"
Florencia"Flo" Penetra
Call & Text Friendly
Our newest addition to the team comes with a background working in the employee benefits / HR sector. She brings a track record of excellence to her new role in the individual insurance market. A career marked by her dedication to optimizing benefits programs and fostering supportive work environments, earned her a reputation as a trusted advisor in her field. Eager to apply her skills and enthusiasm to the individual insurance market, Vanessa is excited to leverage her background to help clients find tailored insurance solutions that meet their unique needs
